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Everything: unlimited entries, 5 shared books, splitting, debts, budgets, goals, receipt scanning, PDF and CSV.
MuCash — Money tracking & splittingTrack your money. Split when you need to.
Income, expenses, budgets, goals — one app. Open a shared book with your flatmates and MuCash works out who owes whom. Running a shop? There’s a business book too.
Unlimited expenses
No ads
No bank login
Free forever
Three books, one app
Personal
Track what comes in and goes out; see what’s left at month’s end.
Shared
The flat, the trip, the group — log it and MuCash settles it.
Business
Your shop’s day on one screen: what came in, what went out.
Everything in, everything free
They don’t need the app
Add a flatmate as a name and split with them straight away.
Scan the receipt, skip the typing
Photograph a receipt and the amount, shop and date fill themselves in. Restaurant bills split item by item.
The fewest payments
Five tangled debts usually net down to one transfer.
Budgets, goals, reports
Set a monthly limit, save toward a goal, export any month as PDF or CSV.
Unlimited, no daily cap
Log as many as you like, any day. No ads between screens.
Yours to delete
No bank login, no trackers, one tap to erase everything.
See every screen
A closer look
Scan a receipt instead of typing it
Photograph a till receipt and the amount, shop and date fill themselves in. Restaurant bills split item by item. Free, and the photo never leaves your phone.
Read more →Who owes who, in the fewest payments
Five tangled debts usually come down to one transfer. MuCash nets everything out and gives you the shortest list of payments that settles the group. Free, no ads.
Read more →Looking for a Splitwise alternative?
Looking for a Splitwise alternative? MuCash splits expenses with no daily limit and no ads, and the people you split with do not need the app. Free, and works in your browser.
Read more →A book for every group you’re in
The flat, the friends, the trip, the two of you — each gets its own book, and nothing bleeds between them. Running a shop? There’s a business book too.
OwnerSees everything, invites and removes people, sets permissions.
Can add entriesRecords income and expenses. Cannot touch members or settings.
View onlyReads the book, changes nothing. Good for an accountant or a partner.
“What happened today?” Today’s income · Today’s spend · Per person
Pricing
$1/month
Unlimited shared books, and it keeps the app running. Nothing is switched off if you never buy it.
Questions
Does everyone need to install it?
No. Add them as a name and split with them right away. They can join properly later if they want, and nothing you already recorded is lost.
Is there a limit on expenses?
No. Unlimited expenses, unlimited people, no daily cap and no ads — some apps put a daily limit on their free tier, we do not.
How does it decide who pays whom?
It nets everything out. If you owe Ada and Ada owes Ben, MuCash cancels the middle and gives you the shortest list of payments that settles the group.
Do I have to connect my bank?
No. MuCash never asks for a bank login and has no access to your accounts or messages. You enter what you want to track, which is why it works in any country and with any bank.
Which currencies are supported?
Over 40, including USD, EUR, GBP and TRY. Each book can use a different one, so a shop in dollars and a household in another currency live side by side.
Can I get my data out?
Any month exports as PDF or CSV. You can also delete your account and everything in it from inside the app, with no email required.
What does it cost?
The app is free, and stays free. MuCash Plus is $1 a month: it lifts the five-shared-book limit and helps keep the app running. Nothing is switched off if you never buy it.
Start with today’s numbers.
Open it in the browser now, or install it on your phone when the app store listing goes live.
Open the web app
On the App Store and Google Play. It runs in your browser too.