Who owes whom?

Type in who paid for what. The calculator nets everything out and shows the shortest list of payments that settles the group. Nothing is uploaded and nothing is saved.

Who is splitting?

What was paid for?

Settle up

Doing this every month?

MuCash keeps the running total for you, so nobody has to type it all in again. Add flatmates by name — they do not need the app — and nudge them when it is time to settle.

Open MuCash free

Common questions

Is it really free?

Yes, and there is no signup. The calculator runs in your browser; no numbers are sent anywhere.

Can I split unevenly?

This page splits an expense equally between everyone. For shares and exact amounts per person, the MuCash app does that.

How does it decide who pays whom?

It cancels debts that face each other, then matches the largest creditor with the largest debtor until everyone is at zero. That gives the fewest possible transfers.

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